You will receive a life insurance policy valued at two times your annual salary, at no cost to you unless the volume exceeds $50,000, then the IRS will tax you on the excess premiums, monthly via payroll deduction. You may cap your benefit at $50,000, if applicable. Accidental Death & Dismemberment doubles the life insurance benefit to your beneficiary if you die by accident (e.g. if you have a $60,000 life insurance policy and die by accident, your beneficiary(s) will received $60,000/Life + $60,000/AD&D for a total of $120,000).
Please refer to the collective bargaining agreement for details on your life insurance benefit.