Health Insurance

Beginning 1/1/2024 Albion College will be offering 2 new medical insurance plans.

ASR will be the third party administrator (TPA).

Full-time salaried employees may choose between ASR’s PPO plan or High Deductible Plan. The College pays the single subscriber premium for the High Deductible Plan. The College will contribute up to 35% of the dependent premium and you pay the remainder to insure any dependents.

The PPO plan has a $1000/single, $2000/family, annual deductible with a 80%/20% co-insurance split of the approved amount for in-network providers or 60%/40% of the approved amounts for out of network.
The High Deductible plan (HDHP) has a $2000/single, $4000/family annual deductible with an 80%/20% co-insurance split of the approved amount for in-network providers or 60%/40% for out of network

Consumerism Tools

You can reduce your family’s health care costs and help control costs for the College by using the provided consumerism tools.

Browse consumerism tools

Preventative Care Benefits

Benefit Summaries

Summary of Benefits and Coverage (SBC)

Additional Resources

*Recording of EIIA Information Session and *slides used
*New Plan Designs (in and out of network information)
Albion College Employee Benefit Plan Document – will need to be updated
Life Insurance Provider and add-on benefits

HIPAA

The Albion College Employee Benefit Plan (Plan) maintains a Notice of Privacy Practices that provides information to individuals whose protected health information (PHI) will be used or maintained by the Plan. If you would like a copy of the Plan’s Notice of Privacy Practices, please contact the Human Resources Office.