Health Insurance
Beginning 1/1/2024 Albion College will be offering 2 new medical insurance plans.
ASR will be the third party administrator (TPA).
Full-time salaried employees may choose between ASR’s PPO plan or High Deductible Plan. The College pays the single subscriber premium for the High Deductible Plan. The College will contribute up to 35% of the dependent premium and you pay the remainder to insure any dependents.
- The PPO plan has a $1000/single, $2000/family, annual deductible with a 80%/20% co-insurance split of the approved amount for in-network providers or 60%/40% of the approved amounts for out of network.
- The High Deductible plan (HDHP) has a $2000/single, $4000/family annual deductible with an 80%/20% co-insurance split of the approved amount for in-network providers or 60%/40% for out of network.
Medical Networks
In Michigan – HAP or Multiplan (typically for Mental Health Providers and Chiropractors)
Outside Michigan and International – Aetna National PPO Network
Telehealth – ASR/Amwell
Amwell is a safe and secure technological resource that allows you to receive the quality care you need from the comfort of your home or anywhere you are. This benefit is available to health plan participants enrolled on either the PPO or the HDHP and your eligible dependents. The Amwell app offers virtual care for both HDHP and PPO plan participants for $0!Additional information is available – Amwell Flyer
Visit www.amwell.com/cm and click on the Sign Up button in the upper right hand corner and choose ASR Health Benefits under Select Insurance and click continue. Please note that you will need to set up an account with ASR/Amwell and enter a credit card even though there is no co-pay responsibility. When signing up enter “asrcopaywaived” when asked for a Service Key to get a $0.00 co-pay.
Preventative Care Benefits
- *Reform Preventive Services Brochure
- ASR Preventative Care Services Required without Cost Sharing under Health Care Reform
- *ACA Preferred Drug List
Benefit Summaries
Summary of Benefits and Coverage (SBC)
Consumerism Tools
You can reduce your family’s health care costs and help control costs for the College by using the provided consumerism tools.
HealthJoy
This is an employee benefit and healthcare guidance app that helps you make better decisions. You can receive on-demand access to a team of healthcare concierges, prescription savings review an employee benefits wallet and help from an artificial intelligence-powered virtual assistant named Joy and much more.
HealthJoy is an app with member support services, but NOT virtual care
Additional Resources
- *Recording of EIIA Information Session and *slides used
- *New Plan Designs (in and out of network information)
- Albion College Employee Benefit Plan Document – will need to be updated
- Life Insurance Provider and add-on benefits
HIPAA
The Albion College Employee Benefit Plan (Plan) maintains a Notice of Privacy Practices that provides information to individuals whose protected health information (PHI) will be used or maintained by the Plan. If you would like a copy of the Plan’s Notice of Privacy Practices, please contact the Human Resources Office.
Contact Information:
ASR Health Benefits Customer Service Information:
Monday – Friday 8:30 a.m. to 5:00 p.m.
(616) 957-1751 or (800) 968-2449
Please send all correspondence to:
ASR Health Benefits
P.O. Box 6392
Grand Rapids, MI 49516-6392
Web Page:
https://www.asrhealthbenefits.com/home/
Looking for a physician, hospital, psychologist, or other health care provider that participate with ASR:
https://hap.providerlookuponlinesearch.com/search
Log In to Member Self Service Today:
Member Self Service is the highly-secured area of the ASR site where you can:
- Order ID cards
- Update your personal information
- View your eligibility
- View your benefits
- Change your primary care physician