Open Enrollment
Open Enrollment for Plan Year 2023*:
November 16, 2022 through December 05, 2022
Open Enrollment is your opportunity to review, enroll in or make changes to your medical, dental, and vision benefits, as well as to add or drop coverage for eligible dependents
*Please Note: Elections made for the January 1, 2023 plan year will remain in effect through December 31, 2023.
Before selecting your coverage during this open enrollment, take the time to review your benefits options in the Open Enrollment Guide (below).
NEW – 2023 Flexible Spending Accounts – The College has partnered with P&A Group to administer the FSA benefit; this will provide many enhancements to participants, including a debit card and real-time balance information.
Benefit elections and changes cannot be made outside of the open enrollment period, unless you experience a Qualifying Life Event (QLE), such as a change in marital status, the birth or adoption of a child, a change in your partner’s/spouse’s work status or coverage, etc.
Open Enrollment Overview
Open Enrollment is your annual opportunity to make changes to your current benefit election. Please review your current plan to determine if you want to maintain your current coverage, add/remove family members, and/or make additional changes to your plans. Changes requested during open enrollment will take effect January 1. The plan year begins on January 1 and continues through December 31.
Please be aware that decisions made during Open Enrollment are generally binding for the entire plan year. An individual may not make any changes until next year’s Open Enrollment period unless that individual has a Qualifying Life Event (e.g., marriage, birth, adoption, etc.) and notifies the Human Resources Office within 30 days from the date of the qualifying event.
Open Enrollment Deadline
All new elections must be received by Human Resources no later than Monday, December 05, 2022.
Open Enrollment Resources
The College will again be providing employee-only coverage at no cost to the employee.
- Employee Benefits Guide
- Enrollment/Change Form (complete, print, and submit to Human Resources)
- Premiums Rate Chart
- Flexible Spending Account (FSA)
- Supplemental Insurance (Aflac)
Telehealth
Online medical care visits through Blue Cross Onilne Visits ($0 co-pay)
Online behavioral/mental health care visists through Blue Cross Onilne Visits ($20 co-pay)
Consumerism Tools
Preventative Care Benefits
Benefits At A Glance
Summary of Benefits and Coverage (SBC)
Additional Resources
- 403(b) Plan Summary Document: Detailed information regarding how our TIAA 403(b) retirement plans are administered.
- Albion College Employee Benefit Plan Document
- Life Insurance Provider and add-on benefits
- Summary Annual Report (Form 5500) 2021
- Payer Transparency File
HIPAA
The Albion College Employee Benefit Plan (Plan) maintains a Notice of Privacy Practices that provides information to individuals whose protected health information (PHI) will be used or maintained by the Plan. If you would like a copy of the Plan’s Notice of Privacy Practices, please contact the Human Resources Office.