C.O.B.R.A (Health Insurance Continuation)

Scope

All full-time employees.

Policy

The College will pay the premium for health insurance coverage for the covered dependents of a deceased employee for two months.

Health care benefits may be continued by the College’s medical carrier(s) by the dependent(s) of a deceased employee as outlined in the guidelines established by the Consolidated Budget Reconciliation Act of 1985 (C.O.B.R.A.) In the event the spouse of the deceased employee remarries and is covered under the new spouse’s group health plan, eligibility for coverage will cease as of that date.

To be eligible, the dependents must be carried as dependents of the deceased employee on the date of death.

After the initial two months as outlined above, coverage will continue for the specified period of time as long as monthly premiums are paid in advance in the Human Resources Office.

Procedure

The Human Resources office will advise the surviving dependent(s) of the coverage available and procedure for making application as outlined in the guidelines of C.O.B.R.A.

Monthly premium payments must be made in the Human Resources Office by the 25th of the month preceding the month in which coverage is to be effective.

Revised 7/97 – Cabinet approved