Open Enrollment

Open Enrollment for Plan Year 2020*:
November 15, 2019 through December 6, 2019

Open Enrollment is your opportunity to review, enroll in or make changes to your medical, dental, and vision benefits, as well as to add or drop coverage for eligible dependents

*Please Note – This beneift period begins the new plan year for the College (calendar year). Elections made for the January 1, 2020 plan year will remain in effect through December 31, 2020.

The change from a July 1st plan year start to a January 1st plan year will align the effective date of benefit elections to the reset of plan year deductibles.

Before selecting your coverage during this open enrollment, take the time to review your benefits options in the Open Enrollment Guide (below).

Benefit elections and changes cannot be made outside of the open enrollment period, unless you experience a Qualifying Life Event (QLE), such as a change in marital status, the birth or adoption of a child, a change in your spouse’s work status or coverage, etc.

Open Enrollment Overview

Open Enrollment is your annual opportunity to make changes to your current benefit election. Please review your current plan to determine if you want to maintain your current coverage, add/remove family members, and/or make additional changes to your plans. Changes requested during open enrollment will take effect January 1. The plan year begins on January 1 and continues through December 31.

Please be aware that decisions made during Open Enrollment are generally binding for the entire plan year. An individual may not make any changes until next year's Open Enrollment period unless that individual has a Qualifying Life Event (e.g., marriage, birth, adoption, etc.) and notifies the Human Resources Office within 30 days from the date of the qualifying event.

Open Enrollment Deadline

All new elections must be received by Human Resources no later than Friday, December 6, 2019.

Open Enrollment Resources

The College will again be providing employee-only coverage at no cost to the employee.

Telehealth

Online medical care visits through Blue Cross Onilne Visits ($0 co-pay)

Online behavioral/mental health care visists through Blue Cross Onilne Visits ($20 co-pay)

Flexible Spending Account (FSA)

Supplmental Income Insurance (Aflac)

Consumerism Tools

Preventative Care Benefits

Benefits At A Glance

Summary of Benefits and Coverage (SBC)

Additional Resources

HIPAA

The Albion College Employee Benefit Plan (Plan) maintains a Notice of Privacy Practices that provides information to individuals whose protected health information (PHI) will be used or maintained by the Plan. If you would like a copy of the Plan's Notice of Privacy Practices, please contact the Human Resources Office.