BENEFITS AT-A-GLANCE FOR SALARIED EMPLOYEES

Life Insurance/AD&D: Two times your annual salary, at no cost to you unless the volume exceeds $50,000, then the IRS will tax you on the excess premiums, twice per year via payroll deduction. You may cap your benefit at $50,000, if applicable. Accidental Death & Dismemberment doubles the life insurance benefit to your beneficiary if you die by accident.

Short Term Disability: We are self-insured. You are covered in a step plan, depending upon your length of service with the College. STD is payable for up to six months.

Long Term Disability: LTD picks up after STD ends, if you are still disabled. With terms and conditions met, LTD pays 60% of your salary. One year waiting period to participate unless you were just previously enrolled in an LTD plan with your former employer; then the waiting period is waived.

Medical Insurance: You may choose between Blue Cross Blue Shield Community Blue or the BCBS Community Blue High Deductible.  The College pays the single subscriber premium for the Community Blue Plan.  The College will contribute up to 15% of the dependent premium and you pay the remainder to insure any dependents.  The Community Blue has a $500/single, $1000/family, annual deductible with a 80%/20% co-insurance split of the approved amount for in-network providers or 60%/40% of the approved amounts for out of network.  The Community blue High Deductible plan has a $1500/single, $3000/family annual deductible with an 80%/20% co-insurance split of the approved amount for in-network providers or 60%/40% for out of network.

Dental Insurance: The dental plan is with BCBS with a $100 deductible and 90%/10% co-insurance on basic services and 50%/50% on other services.

Rx: The above medical/dental plans also include prescription drug coverage. Community Blue $10.00/$20.00/$40.00 co-pay per generic/brand name prescription. Community Blue High Deductible is $10/$40. A mail order program is also available.

Medical Insurance Continuation: The College will pay the premium for medical insurance coverage for covered dependents of a deceased faculty member or administrative employee for a limited period of time.

Salary Continuation: The College will continue salary payments to the spouse of a deceased faculty member or administrative employee for a period of three months following the month of death.

Retirement: The College participates with Teacher’s Insurance and Annuity Association/College Retirement Equities Fund (TIAA/CREF). There is a two year wait for participation unless you have a current, matching open account with your former employer, then immediate participation. When enrolled in the plan, you will contribute 6% of your salary (mandatory) with the College matching 6.3% on the first $15,700 of your salary and 12% thereafter. Includes waiver of premium if you are totally disabled.

Supplemental Retirement Annuity: You may elect to participate in an individual SRA. The College offers participation administered by TIAA/CREF, Shearson Lehman, and Massachusetts Mutual.

Flexible Benefits (Section 125 Reimbursement Program): You may elect salary reduction (pre-tax) for any of the three options listed that apply to you: non-insured medical expenses, dependent care expense, and medical insurance premiums for dependents. You must use all monies in your account or forfeit them at the end of the year. You must sign up for this program each year you want to participate.

Tuition Remission and Exchange: This superb benefit is available, under certain guidelines, for employees and qualified dependents. See details in the Employee Services Manual.

Identification Cards: Employees will be issued a picture ID card. Dependents are also eligible. This will entitle you to use College facilities, at times designated for such purpose, and attend sports and special events. This card also allows you a discount at the Barnes & Noble bookstore in the Kellogg Center. Your College ID will also serve as your College library card.

Paydays: Salaried employees are paid once per month, on the last working day. We offer electronic transfer to your favorite bank account.

Parking: No charge. Street parking or staff parking lots are used by faculty & staff. Please do not park in a student lot.

Employee Assistance Program: The College contracts with Behavioral Health Resources (BHR) for your confidential assistance with everyday issues: marital, family, grief counseling, physical health, emotional health, elder care, substance abuse, financial counseling, job stress.

Employee Services Manual: Check this guide for full details on College policies/benefits/services. See your department secretary for the bright red notebook or find it here.

For more information, please call our Human Resources Office at:

 517-629-0205.