Open Enrollment

Open Enrollment for Plan Year 2016-2017 is now closed:
May 10, 2016 through June 10, 2016

Once a year, full-time appointed staff/faculty and hourly union employees have the opportunity to make enrollment changes for the Medical/Rx/Dental plan as well as the Vision plan.

What Is Open Enrollment?

Open Enrollment is your once-a-year opportunity to make changes to your current benefit election. This is the time to review if you want to maintain your current coverage, which family members you are including on your health plans, which plan you want. The open enrollment brochure distributed in May includes information regarding any changes to benefits or costs of the benefit plans. Changes you request during open enrollment will take effect July 1 . The plan year begins on July 1 and continues through June 30.

Please be aware that decisions made during Open Enrollment are generally binding for the entire plan year. An individual may not make any changes until next year's Open Enrollment period unless he or she has a Qualified Life Event (e.g., marriage, birth, adoption, etc.) and notifies the Human Resources Office of such a change within 30 days from the date of the qualifying event.

When must I submit my new elections?

All new elections must be received by Human Resources no later than June 10, 2016.

Open Enrollment Resources

The College will again be providing employee only coverage at no cost to the employee.

pdf2016-2017 Benefit Guide including rates.

pdf2016-2017 Enrollment or Change form

Summary of Benefits and Coverage (SBC)

pdfAlbion College Employee Benefit Plan Document:
Detailed information regarding how our welfare benefits plans are administered.

Additional resources

403(b) Plan Summary Document:
Detailed information regarding how our TIAA-CREF 403(b) retirement plans are administered.

Life Insurance Provider and add-on benefits:
Our life insurance provider is The Principal Financial Group

Continuation Coverage (COBRA)

Federal law allows for a "continuation" of coverage for specific periods of time (18 to 36 months, depending on the reason for continuation) when a covered employee or covered dependent loses medical or dental plan coverage due to:
*End of employment *Death *Divorce *A child losing dependent status

Women's Health and Cancer Rights Act (WHCRA)

Health plan expenses for a mastectomy shall also include charges for the reconstruction of the breast on which the mastectomy has been performed, surgery and reconstruction of the other breast to produce a symmetrical appearance, and prostheses and treatment of physical complications relating to all stages of the mastectomy, including lymphedemas. Coverage shall be provided in a manner determined in consultation with the attending physician and the patient.

HIPAA

The Albion College Employee Benefit Plan (Plan) maintains a Notice of Privacy Practices that provides information to individuals whose protected health information (PHI) will be used or maintained by the Plan. If you would like a copy of the Plan's Notice of Privacy Practices, please contact the Human Resources Office.