Benefits at a Glance - Clerical
The benefit information provided below is a summary of the benefit information provided in the current Collective Bargaining Agreement (CBA) between the College and Albion College Educational Support Personnel Association (ACESPA) Secretarial - Clerical Employees. Association employees should consult the CBA for specific details.
You may choose between Blue Cross Blue Shield Community Blue (0002) or the BCBS Community Blue High Deductible (0003). The College pays the single subscriber premium for the 0002 plan. The 0002 plan has a $500/single, $1000/family, annual deductible with a 80%-20% co-insurance split of the approved amount for in-network providers. The 0003 plan has a $1500/single, $3000/family annual deductible with an 80%-20% co-insurance split of the approved amount for in-network providers. The College will contribute up to 50% of the dependent premium and you pay the remainder to insure any dependents. Our plan is a grandfathered plan under the Affordable Care Act.
The dental plan is with BCBS has a $100 deductible and 90%-10% co-insurance on basic services and 50%-50% on other services. $1000 maximum benefit per year for each participant.
The above medical plan includes prescription drug coverage. The 0002 plan has $10/$20/$40 co-pays per generic/formulary brand name/non-formulary brand name prescription. The 0003 plan has $10/$40 co-pays per generic/brand name prescription. A mail order program is also available.
This is a voluntary, 100% employee paid vision care program. Covers one complete eye exam in any 12 consecutive month period with a $10 copay (VSP network doctor). Prescription classes (lenses and/or frames) a combined $25 copay. Medically necessary contact lenses $25 copay.
The Short Term Disability (STD) plan is offered through Principal Financial Group, a third-party provider. Effective July 1, 2009 you may be paid $300.00/week less taxes. STD is payable for up to 26 weeks after a 14 day wait period.
Long Term Disability (LTD) picks up after STD ends, if you are still disabled. With terms and conditions met, LTD pays 60% of your salary. One year waiting period to participate.
Group Life insurance ($50,000) and Accidential Death and Dismemberment insurance ($50,000) is provided at no cost to the employee. Principal Financial Groupl is the current plan carrier. See details in the CBA.
The College offers a 403(b) Retirement Annunity (RA) plan administered by Teacher’s Insurance and Annuity Association/College Retirement Equities Fund (TIAA/CREF). There is a two year wait for participation eligibility. When enrolled in the plan, you will contribute 1% of your taxable gross earning (mandatory) with the College contributing 6%. Includes waiver of premium if you are totally disabled. The College also offers a Supplemental Retirement Annuity (SRA) plan also administered by TIAA/CREF.
You may elect salary reduction (pre-tax) for non-insured medical expenses and/or dependent care expense.
This superb benefit is available, under certain guidelines, for employees and qualified dependents. See details in the CBA.
The College contracts with Behavioral Health Resources (BHR) for confidential assistance with everyday issues: marital, family, grief counseling, physical health, emotional health, elder care, substance abuse, financial counseling, job stress.
Supplemental Income Insurance - Aflac:
There are two products offered – an Accident/Injury plan and a Critical Illness plan. The AFLAC products do not replace any existing benefit. It is an additional voluntary benefit offered at a group rate which is paid 100% by the employee.
Holiday, Medical and Vacation Pay:
The College recognizes most major holidays and provides paid vacation to all individuals covered by the CBA. Vacation must be used in the fiscal year awarded or it is lost. Associate members may earn 1 day of medical pay per month. Medical pay may be accumulated up to a maximum of 65 days. Please see the CBA for details for allocation and usage.
For more information, please call Human Resources at 517-629-0205.